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Equipment Finance

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Business building finance

The difference between the success and failure of your business can come down to having the relevant equipment for your business activities.

Do you need medical machines, data processing equipment, heavy machinery, trucks or computers? We all know that the cost of acquiring this equipment can be expensive.

Yet the opposite, failing to acquire the equipment you need, can be far more damaging to your business.

At Empowered Finance we provide the simple, transparent and fast financial support you need to connect you with the most appropriate lender so that your dreams never have to take a back seat.

Similar to a car loan, your commercial equipment can serve as collateral security for your financing.

This means that the chances of getting approval for a commercial loan are much higher with equipment lending. Ignore your credit rating concerns, because Empowered Finance can find a solution that suits your credit rating, your goals and your financial situation.

If you have a vision, we’ll help you come up with a plan.

Reserve your free equipment finance consultation

Mobile Service

We come to you to make
the process simple.

No Fees

We don’t charge a fee as
we’re paid by lenders.

Ongoing Support

We’re available for the
life of your loan.

Benefits of using Empowered Finance for equipment finance

Advocacy

Empowered Finance advocates for what you want, over what your lender wants. Our knowledge, experience, skill, and influence allows us to present you in the best light and negotiate the most favourable equipment finance solutions.

Competitive options

Our broad base of top equipment finance companies creates competition, with each trying to offer the best commercial conditions and interest rates. As a result, each client can expect the most competitive equipment finance solution. Empowered Finance can assist you in securing deals you wouldn’t otherwise have access to.

Client retention

At Empowered Finance, our client base is our lifeline. We do everything we can to ensure that you are happy, satisfied, and become a long-term client. We thrive on repeat business and remain as passionate as ever about finding financial solutions for our long-term clients. Nothing gives us more satisfaction than securing a new client and working with them for the long haul.

Exceptional service

As a business owner, you probably work beyond the regular business working hours. Similarly, you require a financial partner that can come to the site after-hours or even on weekends. Empowered Finance can manage your project to ensure that all the necessary aspects of your equipment finance are in order. We can arrange the documentation, insurance, invoices, signing, and the ultimate settlement.

Knowledge of the changing market

At Empowered Finance, we do more than just save you money and find the most competitive interest rates for equipment financing. We also focus on exposing you to financial products that can help your business make more money and build itself. Keeping constant contact with our lenders keeps us up-to-date with the latest products in the market.

Have a Question or Looking for Free Advice?

Our simple process

Step 1

Complete the equipment financing application form. You can also submit additional financial statements such as tax returns and financial statements.

Step 2

Send us an estimate of the equipment you intend to buy. You can also create a wish list and present it to us.

Step 3

We will review your application and wish list. Your financial statements can tell us your business’ current financial position, whereas your wish list can show us the funds you require.

Step 4

We can contact you in less than 48 hours to discuss your business needs and help you secure the most suitable equipment finance. We can narrow down the potential lenders to at least three or four and allow you to choose the most suitable for you.

Equipment finance that’s generally easier

What is equipment finance?

Equipment finance is a way of helping businesses access funding without tapping into their working capital. The interest rates for equipment lending are currently lower now than they have traditionally been. Additionally, most equipment finance companies take the equipment you purchase as collateral security for the loan, making loan applications simpler.

What is good credit?

With good business credit, you can secure up to 100% financing for a repayment period of up to 7 years. In some cases, the lender may ask for a 20% deposit as they finance the remaining 80% of the equipment. However, working with our seasoned financial specialist at Empowered Finance we can significantly expand your options.

What is bad credit?

Did you know that bad credit does not hinder you from getting equipment financing for your business? Empowered Finance works with companies that provide options for equipment finance with bad credit. However, you should have no bankruptcy files, and your business should have the ability to process credit card payments for its customers.

Where can I find equipment financing loans?

This depends on your current credit score. Potential lenders usually acquire this from your current bank and people you have done business with in the past. Knowledge about your payment habits and the overall outcome of the previous loans is essential to an equipment financier.

Where can I find out about rates?

Good credit can enable you to get equipment finance at lower interest rates. With bad credit, you can still access equipment financing, even faster than you would with a traditional loan. However, you may have to pay a little bit more in interest rates.

Why choose Empowered Finance for your next equipment loan?

We know what lenders want

As experienced finance brokers, we know precisely how finance companies work. This makes it easier and more convenient for us to do the legwork. Utilising our services can save you the back and forth in preparation. Which means dedicating your time to improving your business activities instead.

We charge no fees

Our services are free of charge as we are paid in commission by your chosen lender. Your business won’t have to set aside expenditure to pay for our services. However, the fact that we do not charge any fees does not compromise the quality of our services. We can excellently match you to a lender that can deliver all your equipment financing needs.

We do not discriminate

At Empowered Finance we understand that you and your business are more than your credit score. Therefore, we never write any client off for having bad credit. We can link you with lenders that have bad credit equipment finance options. Additionally, we paint you in the best light and negotiate for the best rates possible.

We are flexible

Unlike banks that have fixed working hours, Empowered Finance can work after hours and weekends. You do not have to worry about the banks closing before you get to them since our terms are typically more favourable than those of the mainstream banks. We can come to you, assess your requirements on site, and match you with the right financier.

We let you make the ultimate decision

At Empowered Finance we can guide and advise you on the right equipment finance options for your business. However, we do not decide for you. After listening to you and evaluating your needs, we can link you to a minimum of three lenders with the best deals in the specific category. You can choose the one you want.

We save you time

Imagine leaving your business premises to talk to your bank about equipment financing, only to find long queues. Empowered Finance can save you the hassle and simplify credit for your business. Even better, you don’t have to leave your business premises because we can come to you.

We offer the following FREE appointments

  • 15 Call Back
  • 30 Minute Phone Consultation
  • 60 Minute Appointment
  • 90 Minute Appointment

Book a Free Appointment

What our Client Say

Matt helped me refinance my house and negotiated a significant reduction in the interest rate. He was very professional and made it easy to understand what he was doing. I would recommend his services to anyone! ?
Richard W.
Matthew was responsive, polite and professional. He assisted me to refinance using the best deal that was available. I wouldn't hesitate to recommend his services to anyone.
Mitchell S.
Empowered Finance assisted with finance for my first home. They walked me through every step of the process. I found them to be knowledgeable &a,mp; professional. Thanks Empowered Finance!
Steve Z.
Matthew was excellent in providing obligation free advice and supplied strategies for us to move forward with our loan. Matt explained everything in great detail that was easy for us to understand. I would highly recommend Mathew’s service to family and friends
Kelly B.
Matt helped us with our loan for our dream property earlier this year. He went above and beyond to help us! He made the whole process so straight forward and go so smoothly. We never felt like we were asking the 'silly' questions, he clearly explained our options and his support and advice through the purchase was second to none! I have recommended Matt to friends and family, he will be looking after all our finances and loans in the future. Thank you again Matt!
Amanda D.
Fantastic service from Matt! I had been putting off negotiating a lower interest rate for my home loan and Matt was so enthusiastic and professional. He managed to get us a great rate! I highly recommend Empowered finance.
Esther W.
Matthew’s service was faultless in assisting with my refinance. With his extensive product knowledge he was able to provide me with the best package and interest rates that suited my home loan. Always available to help with nothing ever to much trouble, I would highly recommend Empowered Finance to anyone after any finance advice.
Tanya R.
Matt has been so helpful with my personal and business loans. I am self employed so getting loans can be pretty painful in the past, Matt made the experience quick and easy on all counts. Would highly recommend him!
Matty G.
We can highly recommend Matthew from Empowered Finance. Matthew is professional, hard working, attentive and very helpful. He made the whole process pain free and easy to understand. We will be back again. Thank you!
Em A.
Matthew made financing my first home seamless! He explained everything in depth and made the process easy to understand for me, which as a first home buyer was very reassuring. He listened to what I was looking for and provided me with the best options tailored to me. I will definitely be back in the future and would recommend him to anyone looking for financial advice. Thanks Matt!
Matthew H.
Matt went above and beyond when refinancing our home loans! Having more than one home, it was testing from the start. Matt sorted them out, found us a great deal, saving us thousands of dollars, and was with us every step of the way. It wasn't easy, but Matt handled it with Humour, Professionalism and no doubt, many sleepless nights! He was only ever a phone call or email away, and answered many questions, quickly and efficiently, and always made us feel like we were the mos... t important client. Our refinance certainly put Matt through his paces, and he never once gave up, even when we were ready to admit defeat! I cannot speak highly enough of Matt. Hes worth the phone call.
Pauline W.
Very good service and communication, highly recommend for first home homebuyers
Simon S.
Matt was great and went over and beyond to help us overcome some obstacles to get our loan approved.
Juanro P.

Dreaming of something bigger?

We provide rapid and reliable access to the finance you need to move forward with your business and life goals.

Step 1 - Choose a location

  • Subiaco Office: 1/100 Hay Street, Subiaco, WA 608
  • Your House - Please provide address in details box
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Step Two - Choose an appointment type

  • Free 15 minute callback
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Step 3 - Choose preferred date and time

Step 4 - Enter your details

Step 5 - Confirm

You will receive an appointment confirmation email within 2 hours.

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