Applying for a home loan with a baby on the way

A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances of buying a home? Here are some things to consider before you submit your application. When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether [...]

By |January 2nd, 2018|All|0 Comments

Did you know… about property insurance between exchange and settlement?

Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is responsible for insuring it between the signing of the contract and settlement. There are differences in regulations between states, but the basics are as follows. First, it’s important to clarify whether the property is [...]

By |August 7th, 2017|All|0 Comments

Turn your first home into an investment property.. and upgrade without saving for a deposit

In this article we look at an example case study demonstrating how to use the equity from your first home to use as a deposit to purchase your next property. This is the strategy used by most successful property investors for property portfolio growth and long term wealth creation.  Case Study - How to turn [...]

By |January 17th, 2017|All|0 Comments

Interest Rates: To Fix or Not to Fix.

To Fix or Not to Fix. With interest rates at historic lows in Australia when is the right time to fix your rates? Here are some things to consider. How low can rates go? There have been 2 rate cuts by the Reserve Bank of Australia (RBA) in 2016 to bring the official Cash Rate [...]

By |October 3rd, 2016|All|0 Comments

7 Smart Tips To Pay Less Interest On Your Home Loan

Wondering how to pay off your home loan sooner? Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than ever. Used in conjunction with low rates, here are some extra steps that can speed up loan repayments and reduce your loan balance quicker. 1. [...]

By |September 5th, 2016|All|0 Comments

Family Planning: Applying for a Home Loan With a Baby on the Way

A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances of buying a home? Here are some things to consider before you submit your application. When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether [...]

By |August 1st, 2016|All|0 Comments

Loan Calculators: Work out your loan repayments, borrowing power and many more..

We have a full suite of calculators on our website to assist you to work out figures such as how much you can borrow, how much stamp duty you will need to pay and more. Click on the links below to go to each calculator: Loan Repayment Calculator Use this calculator to work out what your [...]

By |July 6th, 2016|All|0 Comments

Why Brokers Hold The Key To Get Your Foot In The Property Door

Getting a foot in the door of your dream home might be getting harder, but talking to a mortgage broker could get you the keys more quickly. Purchasing a property in today’s housing market is not for the faint-hearted. Would-be home buyers have only to turn on their TV – or check Facebook or Twitter – for the [...]

By |June 29th, 2016|All|0 Comments

Borrowing Money For Renovations: What You Need To Know.

You’ve been dreaming of that new kitchen and bathroom for as long as you can remember, and now the time has come to put your plans in motion. But do you really have the budget to afford the works? Here are a few things to think about before making the leap from Pinterest board to [...]

By |June 9th, 2016|All|0 Comments

Mortgage Offset Accounts: Make Your Loan Work for You

Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could win that game even more quickly. Home buyers usually focus on the here and now, not the distant future. Rather than the size of their loan balance in 10 or 20 [...]

By |May 12th, 2016|All|0 Comments

Homebuyers: Making An Offer On A Property

  So you’ve found a property you like – you are considering making an offer – but what do you do? At this stage the ball is in your court. You want to make sure you make the most of it and be well prepared! Your preparation should include the following: Work out your budget – find [...]

By |April 12th, 2016|All|0 Comments

Explained: WA First Home Owners Grants and Assistance on Offer

    What Government grants and assistance is available to assist eligible first home buyers buy their first homes in WA?   First Home Owner Grant (FHOG) First Home Owner Rate of Duty (FHOR) Home Buyers Assistance Account (HBAA)   First Home Owner Grant [1] The most well-known grant is WA is the First Home Owner [...]

By |April 5th, 2016|All|0 Comments

10 Tips When Buying An Investment Property

If you are thinking about purchasing an investment property, you need to work out what it is you would like to achieve and how you are going to get there. Here are some great tips to get you thinking.   1. What do you want to achieve? Understanding your objectives is key to finding the [...]

By |March 19th, 2016|All|0 Comments

What’s The Answer If Your Mortgage Repayment Falls Short?

  Whether you’re affected by fluctuating interest rates or or by a change in your personal circumstances, the pressure of maintaining regular mortgage loan repayments can be overwhelming at times. Here is some information to help you understand the available alternatives. What to do before it gets worse If you’re about to miss a mortgage [...]

By |March 5th, 2016|All|0 Comments

Explained: Fixed-rate Loans

With interest rates at an all-time low, taking the option of locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, borrowers can decide between fixed-interest loans [...]

By |January 18th, 2016|All|0 Comments

Things That Could Trip You Up When Applying for a Home Loan

Buying your dream home is exciting, so the last thing you want is for your home loan application to be held up. While many factors are considered in assessing an application, showing stability and consistency is key for lenders to determine whether you will be able to repay the loan. But sometimes what’s happening in your life can trip you up. Here are some things [...]

By |January 15th, 2016|All|0 Comments

Where Should I Start Looking For A Home?

When you want to buy a home, the temptation is to start looking for it. However it’s much smarter to organise your finance first. And don’t just pre-qualify for a home loan – get preapproved! Why you shouldn’t find your home first You find it. Your dream home. A place with “character”, near the beach, [...]

By |January 12th, 2016|All|0 Comments