Explained: Fixed-rate Loans

With interest rates at an all-time low, taking the option of locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, borrowers can decide between fixed-interest loans [...]

By |January 18th, 2016|All|0 Comments

Things That Could Trip You Up When Applying for a Home Loan

Buying your dream home is exciting, so the last thing you want is for your home loan application to be held up. While many factors are considered in assessing an application, showing stability and consistency is key for lenders to determine whether you will be able to repay the loan. But sometimes what’s happening in your life can trip you up. Here are some things [...]

By |January 15th, 2016|All|0 Comments

Where Should I Start Looking For A Home?

When you want to buy a home, the temptation is to start looking for it. However it’s much smarter to organise your finance first. And don’t just pre-qualify for a home loan – get preapproved! Why you shouldn’t find your home first You find it. Your dream home. A place with “character”, near the beach, [...]

By |January 12th, 2016|All|0 Comments